I used to be like alot of you ,relying on my human mind to budget myself to some degree of success. However, sometimes figures get lost and bills that need to be paid do not get paid taking this old , unreliable approach.

For example, just four months ago , a bill had come to the home for the energy bill. I had anticipated this bill because I knew that my family had used up alot of energy the previous few months and that it would cost alot. This high cost meant that we would have to sacrifice a few fun but not necessary things in the following months,one such thing as our planned trip to our country place.